The Adulting Money Starter Kit

The money stuff school skipped, on a few pages, before you actually need it. No jargon. No selling. Just the things worth knowing at 20.

• Decode your payslip, both sides: what’s deducted from you, and what your employer pays on top.
• Your first 5 money moves + a “cost of waiting” table that shows why starting early wins.
• Tax reliefs you’re allowed to keep, plus an acronym decoder (EPF, SOCSO, PCB, HRDF and the rest).
• A 3-second spending filter, scam red-flags, and the official links worth bookmarking.

It’s the fastest way to get the gist of the whole syllabus in five minutes. Free, and yours to keep.